dots can complete purchases with the user's approval
OpenAI on Nov. 13 (Nov. 14 Japan time) announced "ChatGPT Wallet," a feature that lets "dots," the always-on AI agent in ChatGPT, pay for purchases on a user's behalf. ChatGPT's official account disclosed it on X. The post was published at 1:44:49 a.m. Nov. 14 Japan time. A dot can securely complete purchases once the user has approved them, it said.
Now your dot can securely complete purchases on your behalf—with your approval. With ChatGPT Wallet, agents pay without access to your actual card details. Every purchase requires a security check. ChatGPT Wallet is rolling out starting today to dots, for Pro subscribers in the US.
A dot is an agent assigned to each user that keeps working in the cloud on its own computer and browser. It handles research, data analysis, document preparation and other tasks. Since the start of November, OpenAI has kept adding features to dots, such as texting and connecting multiple personal computers. With this announcement, dots can also handle paying for purchases.
Agents get no card details, and each purchase is checked
According to the official post on X, when ChatGPT Wallet is used, agents pay without access to the user's actual card details. Each purchase requires a security check. The post did not explain how the check works or the details of the approval process.
Built with American Express, Mastercard and Visa
In a reply in the same thread, ChatGPT's official account said it is building ChatGPT Wallet with American Express, Mastercard and Visa. It said it is also working with businesses and developers to make agentic payments trusted and reliable.
We’re building ChatGPT Wallet with American Express, Mastercard, and Visa, alongside businesses and developers, to make agentic payments trusted and reliable.
The post did not give the terms of the partnership with the three companies, the types of cards supported or the merchants supported.
Rolling out first to U.S. Pro users
According to the official post on X, ChatGPT Wallet is rolling out starting Nov. 13 to dots for Pro plan subscribers in the U.S. OpenAI's official documentation site "ChatGPT Learn" says dots themselves are rolling out gradually to the Pro plan, the Business Premium plan for businesses and others. The dots page that ORIENS retrieved at around 2 a.m. Nov. 14 Japan time contained no mention of ChatGPT Wallet.
The official post on X did not mention fees, supported merchants, or any plans to offer the feature outside the U.S. or on other plans. ORIENS's attempts to retrieve OpenAI's official blog post linked in the post and the official help center (help.openai.com) failed with access denied (403), and their contents could not be checked.
